RMBS Insights - North America

Stay on top of the latest developments, commentary, which includes timely presale reports, and credit updates in the North American RMBS market by signing up for our timely email alerts.

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Data

Surveillance

Our ongoing ratings surveillance database allows investors to review and analyze issuers and transactions.

Structured Finance

Fitch Servicer Ratings

Servicer Ratings provide an overall ranking based off of sub-ratings which cover commercial, residential, small balance commercial mortgage services giving servicers a current standpoint and updates for the global market.

OUR APPROACH

Criteria

Criteria explain our forward-looking ratings approach. Criteria reports identify rating drivers and assumptions, and highlight the scope and limitations of our analysis.

02Webinars

03Events

Structured Finance Encyclopedia

In this edition of Fitch’s Credit Encyclopedia series, we look at securitization. Created for newcomers to the asset class, or those looking to review the basics, our guide covers the fundamentals of the sector, key risk factors, regulatory considerations and more.

04Videos

2023 Virtual Investor Series - EMEA RMBS

2023 Virtual Investor Series - EMEA RMBS

2023 Virtual Investor Series - North America RMBS

2023 Global Housing and Mortgage Outlook Mid-Year Update

2023 Virtual Investor Series - Australia Structured Finance

Interest Rates Drive UK Mortgage Affordability to Weakest Level Since 2008

2023 Virtual Investor Series - China Structured Finance

Rating Criteria Synopsis - Structured Finance & Covered Bonds Interest Rate Stresses Criteria - Negative Rates Stresses & Special Topics

Rating Criteria Synopsis - Structured Finance & Covered Bonds Interest Rate Stresses Criteria - Framework & Positive Rate Stresses

Credit Outlook 2023 - North American SF Asset Performance Outlook Revised to Deteriorating

Credit Outlook 2023 - Chinese Auto Loan ABS and RMBS to Largely Withstand Economic and Sector Headwinds

2022 Virtual Investor Series - EMEA RMBS

2022 Virtual Investor Series - U.S. RMBS

2022 Virtual Investor Series - Australia RMBS

Credit Brief - Comparing China and US RMBS

Housing Market Slowdown Influences Canadian Bank, Sovereign Ratings

Credit Brief - Global Mortgage Markets Ranked by Vulnerability to Rising Rates

Credit Brief - Structured Finance Exposure to Ukraine War Downside Risks

ResiGlobal – A model for the analysis of residential mortgage portfolios

2022 Credit Outlook - EMEA Structured Finance Asset Performance Outlook Neutral for All Sectors

2022 Credit Outlook - North American Structured Finance Asset Performance to Remain Steady in 2022

2022 Credit Outlook - Global Home Price Growth to Slow in 2022

2022 Credit Outlook - China Structured Finance Performance May Deteriorate in 2022

Credit Brief - Global Structured Finance Coronavirus Performance Report 4Q21

ResiGlobal - A walk-through visual aid to using Fitch’s RMBS asset model

2021 Virtual Investor Series - Global Structured Finance

2021 Virtual Investor Series - RMBS

A Higher US Corporate Tax Rate Is Not a Key Credit Risk Driver

FitchCast – Global Structured Finance Performance: A Year Into a Global Pandemic

China Bank Property Lending Caps to Curb Concentration Risks

Home Price Growth to Stall Around the Globe in 2021

Fitch Ratings 2021 Outlook - Australia and New Zealand Structured Finance

Global Structured Finance 2021 Outlook

Fitch Ratings 2021 Outlook - China Structured Finance

Secular Shifts Force US Commercial Real Estate to Adapt

Australian Arrears Reach Record High for Auto ABS, Remain Low for RMBS Amid Coronavirus

Dechert LIBORcast: LIBOR Transition – The Rating Agency Perspective

2020 Virtual Investor Meeting - Structured Finance in the Time of COVID-19

China Structured Finance Quarterly Q1 2020

Positive Rating Momentum to Continue for U.S. RMBS in 2020

European Structured Finance – Conference 2019: Sustainability of UK house prices

Asia-Pacific Banks Face Rising Exposure to Property Risks

Risks to Watch in European Structured Finance - How will Brexit impact property values in the UK?

2019 Virtual Investor Meetings - EMEA RMBS

2019 Virtual Investor Meetings: U.S. RMBS

05Sector Analysts

Ben Mc Carthy
Structured Finance & Covered Bonds - APAC
Managing Director
+61 2 8256 0388 |

Alessandro Pighi
RMBS - EMEA
Head of European RMBS
+44 20 3530 1794 |

Kevin Kendra
RMBS - North America
Head of US RMBS
+1 212 908 0760 |

Maria Paula Moreno
Structured Finance - Regional Head Americas
Managing Director
+57 1 326 9999 |

06Business Contacts

Spencer Wilson
BRM Regional - APAC
Director
+61 2 8256 0320 |

Laily Karia
BRM Structured Finance - EMEA
Director
+44 20 3530 1627 |

Wendy Cohn
BRM Structured Finance
Co-Head of North American Structured Finance
+1 212 908 0681 |

Samuel Fox
Head of Structured Finance and Infrastructure-LATAM
Managing Director
+1 312 606 2307 |

Fitch Learning

Two Day Live Online Training: RMBS: Assessing Value and Risk (Europe)

Earn 16 CPD points on Fitch Learning's live online RMBS: Assessing Value and Risk course, which covers the structures around RMBS, the importance of understanding the underlying mortgage book, and the ways in which risk mitigation is sized, and structured.