Master Criteria describe the basic foundation for our ratings within a sector. 

Criteria Complements are referenced in the Insurance Rating Criteria, and constitute criteria outputs.

Cross-Sector Criteria explain Fitch’s approach to topics that relate to multiple areas or audiences. 

Sector-Specific Criteria describe Fitch’s analytical approach for individual sectors, and address specific credit factors. Criteria is applied consistently, making Fitch's ratings comparable across global financial markets. We link to the Criteria Reports used to assign a particular rating at the bottom of every Rating Action Commentary.


Bart Oosterveld
Chief Criteria Officer
+1 212 612 7876 |

Sharon Botnick
Criteria & Credit Policy
Head of Operations, Reporting & Systems
+1 646-582-4797 |